Auto Insurance

See How Affordable Allstate Quality Can Be

When you're buying car insurance, you're looking for just the right mix of price and protection. If you go with bare-bones minimum coverage and find out you need more after you've had an accident - you'll probably end up spending way more than you ever saved.
Your auto insurance rate is adjustable through your coverage limits and your deductible amounts. There are a number of other factors that affect the price of insurance, including your driving history, your age, and the type of car you drive. One of the best money-saving tactics is to combine your car insurance policy with other insurance such as your home or renters insurance plan in order to get a deal on both. Whatever your needs, Allstate agents can help you find a plan that fits into your budget.

Coverage

There are a number of different insurance policy options available to help you get the complete auto insurance coverage you need. We offer liability and medical protection including insurance to protect you from those with little or no insurance. Our vehicle protection plans help protect you through collision coverage and comprehensive coverage options. Additional protection can also be extended to you to protect you from a variety of personal injuries such as lost income, child care expenses, and medical expenses.
Allstate also provides specialized insurance for young drivers with our teen driver insurance plans. You can find out more about graduated driver licensing laws in your state on our site. These graduated driver licensing laws help teens to gain driving experience and learn how to safely navigate the roads. If you want to learn more about ways you can help protect teen drivers, visit the Allstate Teen Driver website.

Comprehensive Insurance.

This coverage helps pay for damage to your insured vehicle, up to the actual cash value, caused by falling objects, fire, theft, vandalism and other non-collision losses.

Collision Insurance.

This coverage helps pay for damage to your insured vehicle caused by a covered accident with another vehicle or a collision with most anything else, such as a tree.

Medical Payments or Personal Injury Protection.

Typically provides coverage for certain expenses incurred by you and other covered persons due to an accident, such as medical, hospital, loss of service and funeral expenses. Income continuation benefits may also be included. (Coverage varies by state.)

Uninsured Motorists Insurance.

Typically provides coverage for you and other covered persons injured or killed in an accident caused by a negligent, uninsured or underinsured driver.

Bodily Injury Liability Protection.

Typically provides coverage if you or a covered driver is legally liable for damages resulting from a covered auto accident where others are injured or killed.

Property Damage Liability Protection.

Typically provides coverage if you or a covered driver is legally liable for damages to another’s property resulting from a covered auto accident.

Discounts

Auto insurance discounts are available depending on what kind of car you drive, where you live, or the safety features your car has. We provide discounts to students, seniors, and retirees. If you drive a new car, economy car, or utility vehicle, you may be eligible for further discounts. Even the type of safety system your car has can make you eligible for car insurance discounts. For example, discounts may be applicable if your car has passive restraint systems, anti-lock brakes, or anti-theft devices.
We also offer car insurance discounts to those who have been accident-free with no moving violations in the last three years. Our best auto insurance discount is for drivers who have been accident-free for five years and who have no moving violations. Drivers age 55 and up can also save on premiums by taking defensive driving classes.

Home and Auto Discount

If you insure both your condo and car with Allstate, you may be able to save on your condominium insurance premium. (Discounts may not be available or may vary in some states.)

Accident Forgiveness

Helps keep your rates from going up just because of an accident. Even if it's your fault.

Deductible Rewards

You'll get $100 off your Collision deductible the day you sign up. And then $100 off every year you go without an accident. Up to $500 total.

New Car Forgiveness

If your new car gets totaled in the first three model years, you may be able to get a totally new car - not just a check for the depreciated value.

Safe Driving Bonus

Introducing the Safe Driving Bonus Check, for every six months of accident-free driving you have the opportunity to earn a check of up to 5% of your premium.